How one founder's work inside correctional facilities revealed that enrollment is only the beginning — and what he built to finish the job.
Chad R. LaBoy spent years building HealthCred Care LLC — a correctional healthcare enrollment company that goes inside jails and prisons across Florida, Georgia, and Alabama. HealthCred's work was clear: identify individuals at intake, connect them to ACA marketplace plans and Medicaid, and make sure coverage is active the day they walk out.
After two-plus years operating across 54 active counties and connecting over 9,000 people to coverage, Chad saw the same thing happen over and over again. People left with a health insurance card — and still came back.
Not because the coverage wasn't real. Because the card alone wasn't enough. They left covered but without a doctor's appointment scheduled. Without anyone to call about their prescription. Without a referral to a housing program, a mental health provider, or a job. Without anyone making sure they actually used what they had.
The infrastructure existed. The community resources existed. The coverage existed. What was missing was the traction. Something that made sure each person actually connected to all of it — based on their specific situation, their health history, their community, their plan for the days ahead.
IHAP — the Inmate Health Access Program — was founded to be that traction. Not a replacement for HealthCred's enrollment infrastructure. Not a competitor to the community organizations already doing vital work. The thing that makes all of it grip.
IHAP received its federal 501(c)(3) determination in March 2026. It is an independent charitable organization, affiliated with HealthCred Care LLC through a formal service partnership — with its own board, its own mission, and its own accounting. Every dollar donated to IHAP goes to the people IHAP serves.
IHAP doesn't recreate what already exists. The coverage is real. The community organizations are real. The mental health resources are real. IHAP makes sure people reach all of it.
IHAP is committed to keeping more than 75 cents of every dollar in direct programs. Here's how we allocate donations.